Investment loan is a long term funding for companies for the purchase of transport, real estate, construction and repair as well as for the implementation of new business projects.
- amount: to 4 000 000 EUR or equivalent in other currency, but not more than 70% of general outlays for project implementation;
- currency: EUR, USD;
- maturity: up to 10 years;
- interest rate: depends on individual risk. Depending on loan maturity, level of risk the interest rate can be fixed or variable.
- founds/deposit in the bank;
- real estate pledge up to 70% collateral of the market value;
- commercial pledge of company assets up to 70% of collateral of the market value;
- other for bank acceptable collateral.
Loan granting conditions:
- economic activity of the company at least 1 year;
- own capital in the balance at least 20%;
- company has to work with profit;
- company’s liquidity has to equal or higher than 1.
To receive the loan you have to:
- fill in the application form and other necessary documents.