Latvijas pasta banka

Investment loans

Investment loan is a long term funding for companies for the purchase of transport, real estate, construction and repair as well as for the implementation of new business projects.

Loan conditions:

  • amount: to 4 000 000 EUR or equivalent in other currency, but not more than 70% of general outlays for project implementation;
  • currency: EUR, USD;
  • maturity: up to 10 years;
  • interest rate: depends on individual risk. Depending on loan maturity, level of risk the interest rate can be fixed or variable.

Collateral:

  • founds/deposit in the bank;
  • real estate pledge up to 70% collateral of the market value;
  • commercial pledge of company assets up to 70% of collateral of the market value;
  • other for bank acceptable collateral.

Loan granting conditions:

  • economic activity of the company at least 1 year;
  • own capital in the balance at least 20%;
  • company has to work with profit;
  • company’s liquidity has to equal or higher than 1.

To receive the loan you have to:

  • fill in the application form and other necessary documents.

Rates

News