Latvijas pasta banka

Electronic payments

Valid from: 03.10.2016

Service TIME1 OUR2 SHA3
1. Bank's Internal Payment 18:00 5 EUR
2. Payments to other bank
2.1. Payments in EUR
Standard (D+1) 18:00 20 EUR 15 EUR
Urgent (D) 17:00 30 EUR 25 EUR
Ekspress (D)* 17:45 55 EUR
2.2. Payments in USD      
Standard (D+1) 18:00 50 EUR 40 EUR
Urgent (D) 17:00 80 EUR
60 EUR
Ekspress (D)* 17:45 110 EUR
2.3. Payments in RUB
Standard (D+1) 18:00 15 EUR   
Urgent (D) 14:00 20 EUR   
Ekspress (D)* 15:30 50 EUR  
2.4. Payments in GBP
Standard (D+1) 18:00 45 EUR
Urgent (D) 14:00 50 EUR
Ekspress (D)* 15:30 70 EUR 
2.5. Payments in PLN
Standard (D+1) 18:00 40 EUR
Urgent (D) 14:00 50 EUR
Ekspress (D)* 15:30 70 EUR 
2.6. Payments in other currencies
Standard (D+2) 18:00 40 EUR
Urgent (D+1) 18:00 50 EUR
3. Additional services      
3.1. Investigation, response and change of conditions of proceeding payments, investigation of expected and income payments 50 EUR + actual expenses
3.2. Approved SWIFT4 message copy issue 5 EUR
3.3. Cancellation of a Banks internal payment 25 EUR 
3.4. Return of incoming payment** by the Clients order 25 EUR 
3.5. Transfer of the returned outgoing payment to Clients bank account
25 EUR
4. Transfer and processing of incoming payment to  the Bank’s Client account
4.1. Transfer of incoming funds to accounts of the Bank’s Client's
free of charge
4.2. Processing an incoming payment with inaccurate payee’s name
25 EUR
4.3. Processing an incoming payment with inaccurate payee’s IBAN5
25 EUR
4.4. Processing an incoming payment without specified purpose of payment
25 EUR
5. Non-cash currency exchange*** In accordance of official rate of Bank, free of charge

* Ekspress (D) - a payment, which is executed in one hour’s time only by agreement with the Bank (the payment should be prior agreed with the employee of the Bank) 

** Incoming payment - payment credited to the Banks Client account 

*** Individual exchange rate by agreement with Bank, from 5000 EUR or the equivalent in other currencies, without additional commission fee.

TIME1 – a time when the payment is received or a later time, when it is possible to submit the payment of this type. If the payment is submitted after the time indicated, 1 additional working day will be added to the time of execution. 
OUR2 The Payer undertakes to pay all transfer related commission fees (correspondent bank fees, beneficiary bank fees). The beneficiary receives the full transfer amount. If participating banks charge any commission fees during the transfer - JCS “Latvijas pasta banka” will directly debit those fees from the Client’s current account.
SHA3  – The payer only pays JSC „Latvijas pasta banka” commission fee. All other commission fees related to the payment (correspondent banks, beneficiary banks) are covered by the Beneficiary. A beneficiary bank transfers the payment to Beneficiary’s account after all commission fees, if any, are withheld from the payment amount. Starting from November 1, 2009, if the payment is made in terms of the European Economic Area countries in EUR other currencies of these countries and if the payment contains beneficiary’s IBAN, beneficiary bank’s SWIFT code and the type of commission fee is SHA, no other commission fees are withheld from the payment amount.
Bank is entitled change the type of commission fee from OUR to SHA, in case if the Client's outgoing payments for dispatch to the EEA countries or in other Member States in EUR currency (GBP, DKK, NOK, SEK, PLN, CZK, RON, BGN, HUF, HRK, CHF), the payment commission is indicated as OUR 
SWIFT4 (Society for Worldwide Interbank Financial Telecommunication ) - an electronic interbank communications system, where each bank is assigned an international code.
IBAN5 (International Bank Account Number) - an international bank account number, which is opened by the bank and which complies with the international standard (ISO 13616:1997) that was developed by the European Committee for Banking Standards and the International Organization for Standardization.

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