Latvijas pasta banka

MasterCard Standard

Valid from: 15.08.2016

1. Payment сard maintenance  
1.1. Payment card annual fee 20 EUR
1.2. Additional payment card annual fee 7 EUR
1.3. Payment card or Additional payment card replacement 7 EUR
1.4. Express issue of Payment card during 8 hours (working hours of the Bank)
15 EUR
2. New, renewed and replaced Payment card validity period 2 years
3. Purchase fee   Free of charge
4. Cash withdrawal fee  
4.1. Citadele banka ATMs  First two times a month - free of charge
0.7 EUR
4.2. At other bank's ATMs 2 EUR + 1.50%
5. Fee for inquiry account balance
 
5.1. Citadele banka ATMs 0.2 EUR
5.2. Other bank's ATMs 0.7 EUR
6. Credit limit  
6.1. The amount of the Credit limit, depending in the Bank invested Term deposit  
From 1 500 up to 15 000 EUR or equivalent in another currency 70%
From 15 001 up to 45 000 EUR or equivalent in another currency 80%
Over 45 000 EUR or equivalent in another currency 90%
6.2. The amount of the Credit limit, depending on the Client's  salary, transferred to the Payment card account at JSC Latvijas pasta banka*   
Up to 700 EUR 100%
From 700 EUR up to 2 000 EUR
200%
Over 2 000 EUR
300%
7. Fee of the use of Credit limit
 
7.1. Annual interest rate on use of the Credit limit
24%
7.2. Annual interest rate for over spent limit of the Credit limit
48%
7.3. The minimum amount of the Payment card account monthly supplement, of the used Credit limit
5%
7.4. The deadline by which the Payment card account should be supplemented, in the case the Credit limit is used Last business day of a calendar month
8. Other services  
8.1. Fee for review of complaint Free charge**
8.2. Fee for Payment card transaction supporting document requesting 15 EUR
9. Payments card standard limits
 
9.1. Daily (24h) cash withdrawal
1 500 EUR or equivalent in other currency
9.2. Monthly cash withdrawal
7 500 EUR or equivalent in other currency
9.3. Daily (24h) purchase
1 500 EUR or equivalent in other currency
9.4. Monthly purchase
7 500 EUR or equivalent in other currency
10. Transfers from the Payment card account In accordance with the rates “Payments / Electronic payments” 

* For residents of Latvia only 
** If the complaint review is necessary to request transaction supporting document from third parties involved in processing of the transaction and is found, that the complaint is unjustified, the Bank commission is being applied EUR 15.00 for each of the transaction.

11. Fee, in case the transaction in Payment card account is in USD, RUB, GBP or CHF currencies
USD RUB GBP CHF
11.1. Cash withdrawal fee

11.1.1. Citadele banka ATMs
First two times a month - free of charge
1 30 0.7 1
11.1.2. At other bank's ATMs 3.00 + 1,5% 100.00 + 1,5% 2.00 + 1,5% 3.00 + 1,5%
11.2. Fee for inquiry of account balance




11.2.1. Citadele banka ATMs 0.3 10 0.2 0.3
11.2.2. Other bank's ATMs
1 30 0.7 1

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